Unsecured Business Loan

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Unsecured Business Loan is a short term financial instrument exclusively designed for business purpose and advanced to self-employed proprietors as well as partnerships firms, private and public limited companies without collateral or guarantors. Unsecured Business Loan can be utilized for various business activities. Business loans are usually lent based on the Nature of Business, Profile, Business turnover and IT returns. Generally, Business Loan tenures will be from 12-48 months and Rate of interests between 17-25% (based on the eligibility) can be repaid through EMIs.

Documents Required:

Self Employed person

• 2 or 3 yearr ITR's
• 6 Months Bank Statement
• OD / All loan Sanction Letters
• VAT/ Service Tax Returns (whichever is applicable)
• Office Registration Certificate
• Office address Proof
• PAN, Address Proof, Photo, Own House Proof (Electricity Bill)

Self Employed person

• 2 or 3 yearr ITR's
• 6 Months Bank Statement
• OD / All loan Sanction Letters
• VAT/ Service Tax Returns (whichever is applicable)
• Office address Proof
• PAN, Address Proof, Photo, Own House Proof (Electricity Bill)
• Firm Registration
• Partnership deed
• Firm PAN
• KYC

Pvt Ltd Companies

• 2 or 3 yearr ITR's
• 6 Months Bank Statement
• OD / All loan Sanction Letters
• VAT/ Service Tax Returns (whichever is applicable)
• Office address Proof
• PAN, Address Proof, Photo, Own House Proof (Electricity Bill)
• Company PAN
• MOA AOA Incorporation Certificate
• Form 20B, 23AC
• Director appointments / Releaving (form 32)
• ROC Challans

* Documentation may vary from bank to bank and profile to profile. Please contact us for more details