Home Loan

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Home Loan will help you to fulfill your dream of own home easily. There are a number of Banks and Non-Banking Financial Company offers home loans at low interest rate. You may want to either buy a Constructed House or construct one; it has few formalities starting from submitting the application for disbursement of loan amount. Keeping basic documents ready in hand saves time and effort. Home Loan amount varies from person to person depending on the repayment capacity, age and income of the loan seeker, his/her dependents and so on. The loan is available to those who are eligible for a contract such as any person who is not less than 18 years, must not be insane and should not be bankrupt. Loans are offered to salaried individuals, professionals or businessmen or self-employed individuals and NRI's.

Documents Required:

• Duly Filled application form with Passport Photo (Some cases Co-Applicant also required)
• Proof of Identity (PAN card Mandatory )
• Proof of Address
• Agreement for Sale
• Property Sale Deed with All Link Documents
• Approved Sanction Plan (LRS, BRS if applicable)

In addition to the above following more documents required for Self Employed person

Self Employed person

• Bank Statement for 6 months (Operating Account in case of self occupied)
• Income Tax return/ Computation of Total income Certified by Charted Accountant (CA) for last three years
• Tax Challan, Balance sheet and Profit/Loss Account for last three years
• Business Registration Proof, Return for the present financial Year (If applicable)

Salaried Persons

• TDS Certificate and Identity card
• Bank Statement of Salary Account for 6 months
• Last three months salary slip & 2 years Form 16
• Present Job Offer Letter
• Resume

* Documentation may vary from bank to bank and profile to profile. Please contact us for more details