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Protecting your privacy is extremely important to us. Kredit Konsulting Services (hereon mentioned as “KKS”) works hard to keep your personal information confidential. Every client of KKS has their files protected at all times and is used solely for the purposes described within KKS's service agreement. We have created this Privacy Policy in order to disclose our information gathering and dissemination practices.
Source of Information
Our Privacy Policy is subject to change at any time without notice, thus you are requested to review this Privacy Policy periodically for your awareness and record.
BY USING THE WEBSITE, YOU AGREE TO THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE WITH THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY, PLEASE DO NOT PROCEED FURTHER TO USE THIS WEBSITE.
The personal information we collect about you comes from the following sources:
* Information we receive from you, such as your name, address, and telephone number, or other information that you provide to us over the phone, through the internet, or in documents or applications
* Information about your transactions, such as your account balances with your creditors, payment histories, account activity, loan history, and all other information that may be contained in your credit bureau file or other reports relating to your credit rating
* Information we receive from consumer reporting agencies and other sources, such as your credit bureau reports, collection agency reports or other communications, and other information relating to your payment histories, creditworthiness, annual income, or ability to satisfy your obligations
Your web browser allows you to control and limit cookies on your computer. If you reject cookies, you may still use the Website, but your ability to use some areas or functions of the Website may be limited. Some of our business partners (such as advertisers) use cookies on their Website. We have no access to or control over these cookies. Please note that, this Privacy Policy covers the use of cookies by us only and does not cover the use of cookies by any advertisers.
KKS uses your personal information to provide you with customer service, and to communicate with you, your creditors and or the credit bureaus regarding your case. In addition, we use your personal information to keep you up to date on the latest service announcements, updates, special offers, and other information we think you would like to hear about. The information we require is the absolute minimum necessary. We may disclose any of the above information that we collect about you to nonaffiliated third parties as required or permitted by law. We do not disclose any nonpublic personal information about you with anyone for any purpose that is not specifically permitted by law and/or as necessary to provide our services to you in accordance with your service agreement with KKS.
You acknowledge that apart from your Personal Information, if you upload any content on the Website, such content may contain information including Personal Information and the same may be available to the other users of the Website. The Company will not be liable for the disclosure and dissemination of such Personal Information to any third parties. We are not responsible for the privacy or security of any information, personal or otherwise that you may choose to communicate or exchange using the functionality of the Website.
The Company may disclose aggregated information about the use of the Website, but it will never contain Personal Information. The Company does not disclose Personal Information to third parties in the normal course of operations. The Company may disclose any information which we may have about you (including your identity) if the Company determines that such disclosure is necessary in connection with any investigation or complaint regarding your use of the Website, or to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) the Company's rights or property, or the rights or property of users of the Website, including our customers. The Company reserves the right at all times to disclose any information that we deem necessary to comply with any applicable law, regulation, legal process or governmental request. The Company also may disclose your information when we determine that applicable law requires or permits such disclosure, including exchanging information with other companies and organizations for fraud protection purposes.
You acknowledge and agree that the Company may preserve any communication with you through the Website and may also disclose such data if required to do so by law or if the Company determines that such preservation or disclosure is reasonably necessary to: (1) comply with legal process; (2) enforce this Privacy Policy; (3) respond to claims that any such data violates the rights of others; or (4) protect the rights, property or personal safety of the Company, its employees, users of, or visitors to, the Website, and the public.
We train our employees to protect all customer information. We maintain physical, electronic and procedural controls that comply with security standards. We authorize our employees, agents and contractors to get information about you only when they need it to do their work with us. You can help to maintain the security of your online transactions by not sharing your personal information or password with anyone. Remember, no method of transmission over the Internet, or method of electronic storage, is 100% secure.
By using this Website and the content and services provided on the Website, You agree and acknowledge that your Personal Information collected through the Website may be transferred across national boundaries and stored and processed in any the country around the world. You also acknowledge that in certain countries or with respect to certain activities, the collection, transfer, storage, and processing of your information may be undertaken by trusted third party vendors or agents of the Company such as web hosting providers, communication services, and web analytic providers, to help facilitate the Company in providing certain functions. By using this Website and/or by registering yourself at the Website you authorize us, our affiliates, service providers and our associate partners to contact you via email or phone call or sms and offer you their services which you have opted for through our Website and irrespective of the fact if you have registered yourself under DND or DNC or NCPR service, you still authorize us to give you a call from the Company and its registered service providers for a period of 45 days of your registration with us. You and every third party is hereby informed that the Company is not the agents or intermediaries or the sub-agent or sub-intermediaries of the service providers, users, buyers and/or the sellers transacting using the Website. The Company its directors, shareholders, officers and employees are in no way responsible to or liable to the users of the Website for the transactions made through the Website.
The Privacy Policy shall be governed by the laws of Republic of India. You further agree that any disputes or claims that you may have against us will be resolved by a court located in the city of Bangalore, state of Karnataka, India and you agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action. By visiting the Website you agree to (i) waive all claims that you might otherwise have against us based on the laws of other jurisdictions, including Your own; (ii) irrevocably consenting to the exclusive jurisdiction of, and venue in, court of Bangalore in the state of Karnataka, India over any disputes or claims you have with us; and (iii) submitting yourself to the personal jurisdiction of such courts for the purpose of resolving any such disputes or claims. Any dispute, differences or controversy of whatever nature and howsoever arising under or out of or in relation to these Terms of Use, or Privacy Policy and other notifications published on the Site (the ‘Dispute') shall, in the first instance be attempted to be resolved amicably. Any Dispute which is not resolved amicably by conciliation within the period of 30 days shall be finally decided by arbitration in accordance with and subject to the provisions of the Arbitration and Conciliation Act, 1996. The Venue of such Arbitration shall be city of Bangalore, Karnataka, India and language of Arbitration shall be English. The award passed in such arbitration shall be final and binding upon the Parties to the dispute and you shall bear all costs and expenses (including attorney fee) related to such arbitration proceedings. If any part of these Terms of Use or Privacy Policy is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of these Terms of Use and the remaining portions shall remain in full force and effect. You shall not assign any rights or obligations or liabilities created hereunder to any third party, however we reserve the right to assign any right or obligations or liabilities to any third party.
For any query or assistance, feel free to contact us
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